Mortgage rates in Hawaii are lower than they’ve been in decades. If you haven’t taken advantage of yet, now could be a great time. A drop in rates could mean incredible savings monthly and over the life of the loan.
Here’s how low interest rates may benefit you.
Why should you hire us?
- Personalized mortgage services tailored to your needs
- Creative Financing for Complicated Income Situations
- Complete Pre-Approval Process
- Detailed Spreadsheets Expained via Zoom
- One Stop Stop with National and Local Lender Programs
- Best mortgage rates in Honolulu, Oahu, Big Island, Kauai, and Maui
Want to know about different Hawaii loan rates offered? Please feel free to reach Ian through email or phone!
Save Money on your Mortgage Payment
Low Hawaii interest rates means you’ll have a lower mortgage payment if you do a rate/term refinance. You can use the money saved to invest in retirement, save for a financial goal, or even reinvest it back into your home by paying your principal balance down faster.
Pay Less Interest over the Loan Term
When you pay a lower interest rate, it costs you less over the loan’s term. For example, if you save $100 a month with a lower interest rate monthly, you’ll save $1,200 a year and $36,000 over a 30-year term.
You May Qualify for a Larger Loan
You must qualify for your loan amount, which means your income and debts must line up so you aren’t paying over 43% of your monthly income each month. This includes your new mortgage payment.
The lower interest rates are, the more home you can buy because you’ll be able to qualify to borrow more money with lower interest costs.
Take Advantage of Today’s Low Interest Rates in Hawaii
If you’re ready to buy a home or refinance your existing mortgage in Hawaii, now is a great time to do it. With interest rates still low, you may qualify for a larger mortgage and/or save money each month. It’s a great time to see what you qualify for and can afford to make the most of your homeownership possibilities.
Make the right move today! Contact Ian at Infinite Financial!
Ian helps you save time and money by offering a line of reasonably priced services that will transform you from renter to property owner. Ian will work diligently to find a mortgage program that works the best for you!
Choose Ian at Infinite Financial for your mortgage needs and secure the best mortgage rates in Hawaii. We have brought smilies to many families by helping them afford their very own home.
Ian is part of a great company of loan officers in Hawaii who are skillfully trained in suggesting meaningful loan programs that are consider your current financial situation and future plans.